About DCM
New-age Fintech Solutions for Ghana
Since 2017, DCM has been enabling greater financial inclusion in developing countries such as Ghana.
Our innovative products and offerings leverage the power of technologies, like Artificial Intelligence (AI), to:
- Help credit institutions like banks and Micro Finance Institutions (MFIs) access Ghana’s unbanked and underserved population
- Strengthen the relationship between credit institutions and Ghana’s public
- Ensure responsible lending practices through easy accessibility, on-time information and collateral-free loans
Our Products
Innovative Products and Solutions
Digital Credit Management (DCM) Limited having been approved as PSP enhanced by Bank of Ghana, has various business opportunities available in the Ghana Fintech market.
Product Description:
Our Collections and Disbursements API is a user-friendly and scalable platform that allows small, medium and large businesses to easily integrate payment functionalities into their existing systems. By leveraging our API, businesses can efficiently manage collections from customers and disburse payments to vendors, suppliers, and employees in a seamless manner.
Key features of our API solution include:
– Simple integration with minimal technical expertise required
– Secure and reliable payment processing
– Real-time tracking and reporting capabilities
– Customizable payment options to cater to diverse business needs
Why choose us?
Blend of Local Expertise and International Experience
Accessible
We offer uniform, device-agnostic products accessible to all
Inclusive
We facilitate digital lending to unbanked populations with no financial history
Comprehensive
We can function as a one-stop, all-round service provider
Technology-enabled
AI interventions enable better customer profiling and risk mitigation
Products
Our New-age Fintech Solutions
Wish to expand your customer base?
Digital Loan Origination and Portfolio Management Platform enables our partner financial institutions to offer customers collateral-free credit products. Expand your user base to inaccessible customers and increase mobile money adoption by the unbanked population of Ghana.
Want to build products your customers actually need?
This core banking management information system enables customers to take the lead in microfinance banking. Take your practice to the next level, meet regulations and deliver accurate and efficient products to end-users. This full-fledged digital retail banking software accesses feature phone users through USSD and smartphone users through web, iOS & Android applications.
Making small value payments to bulk users?
DCM enables governments, non-governmental organisations (NGOs) and banking institutions to engage the unbanked population and offer cash voucher assistance (CVA) programs. We provide a sophisticated and user-friendly client-branded interface to send or receive transfers, monitor status and help with internal procedures for approving payments and managing beneficiary lists.
Clients
Have a question?
Connect with us.
